July 5th, 2009

Open Question: When a condo gets problems is it the association’s responsibility to have it fixed?

I have a condo that has been flooded 3 times - once the above unit flood and it came crashing threw the walls into my unit damaging A LOT, another time water came from under the foundation in two separate areas. When the water came from above the top unit’s private insurance paid to repair the damages to my unit, the other two leaks from under my foundation I paid for. And now it is leaking again - i’ve replaced the floors twice and now there’s water coming from underneath the pergo floors once again. The association tells me to deal with it but i went to an association meeting once and about a third of homeowners present had experienced similar flooding. Do I have to keep paying for this myself?? My insurance is through the associatio (enough coverage where my mortgage company doesn’t require additional coverage) but for example I don’t have a separate policy like the top unit did that covered my expenses when they flooded on me. bottom line - it started flooding this afternoon - not so heavily - i keep putting various towels to soak up the water - but i can’t afford to call a plumber and replace the floors and go through all that once again!!! help please! what are my rights?? This is in California.

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